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10 Years Abroad Returning Home: What Kind Of Business Can I Get Into?

I have spent the last 10 years basically working my Bottom off in the UK, i want to come back to Nigeria i do have a house as a base and about 10 million naira to spend on setting up a business to live on, i can probably invest a little more if necessary i need help on which business gives decent turnover and less stress.

Guys put your self in my shoes you have 10 million naira you want to turn it over what will you do

Cheers

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62 answers

I'm trying to figure out why you felt it necessary to inform us that you are a graduate. The rest of your comment did not expound on how this tidbit of information was relevant to the point you were trying to make.

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@ Crazyhorse:

I don't usually participate in these open ended topics, but cant ignore a fellow returnee with a valid question. Lots of advice here, some good, most lack objectivity or have ulterior motives.

1. Nobody but you can determine the RIGHT business for you.

2. Whatever it is, you have to attack it with the YOU factor - passion, dedication, knowledge etc. What do you have a great passion for?

3. Remember that lots of businesses would probably generate a decent return, the questions you must ask yourself include - how quickly do you NEED the returns? Make a distinction between a cashflow business and a long term investment. A cashflow business would generate daily, weekly or monthly cash, as opposed to a long term investment that has an incubation period and needs time to mature (real estate, stocks etc).

4. Give allowance for a feasibility period, before you make your final decision. Come to Nigeria, and do some work in your areas of interest.

5. Give allowance for 'living money' for the duration of your feasibility studies, be realistic and set that aside from your capital. Nigeria can be VERY expensive, especially larger cities!

6. Whatever you do, do not leave your capital in Naira. Pick a 'stable' currency and park it in a domiciliary account in 1 or 2 'stable' banks. Fight it as we want, the economy, the heavy subsidies, infrastructure needs, demands on reserves etc seem to point towards an eventual devaluation of the Naira.

7. Determine what city and state combination you want to live in. Most people here have given you pointers best suited for a metropolis such as Lagos, Abuja. Perhaps you would prefer to live in Uyo, or Nassarawa. In that case, formulate a plan best suited to Uyo or Nasarrawa!

8. Explore all the opportunities available, but let that be founded on the reality of your available capital. While I applaud your hard work, remember in any environment N10M (approximately $63,000 USD) is not sufficient seed capital for every kind of business. Rent, equipment, power generation, security, marketing, salaries, inventory, raw materials could all be part of your start up costs depending on the business.

9. Real estate? Tread carefully! Aside from the general downturn in RE, and the market correction that the industry is currently facing in cities such as Lagos and Abuja, there are other factors to consider - there is a long incubation period, it gobbles up your capital, there is a glut of mid to high cost housing and attendant price crashes, land speculation in cities such as Lagos is not for the faint hearted and is at best a crap shoot (ask LAWYER in the property section)

10. Finally, even if you ignore everything else here, DO NOT HAND YOUR CAPITAL OVER TO ANYONE for "investment"!! Not even your family!!!!

There is more, based on my experiences over the last 2 years, but those are reserved for a different forum ;o)

Best of luck!

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Hahahahaha,

Naija to strong oh!!!! becarefull on how you go about telling people that you have N10m I am talking from a personal experience, your own cousin will scam you for your last dime and buy a brand new car with your money and there is nothing you can do about it but watch him drive while you take okada.

Besides, business is all about gut feelings, Invest in what you believe will work not what will work. I urge you to take up a business courses and since you said you have vast experience in a specific field its best you stick with what you know and improvice to nigeria standard. remember nigeria is more flexible when it comes to regulations unlike UK strict policies.

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hi,

i WILL GIVE YOU TWO GREAT BUSINESSES YOU CAN DO MAN,ONE IS TO MANUFACTURE MARBLE AND GRANITE,THAT IS THE BOMB,I WORK WITH A COMPANY THAT MANUFACTURES ONE,STONECRAFT FZE IN CALABAR,WE MAKE MILLIONS IN ONE DAY,AND TWO CALL ME ON 08068851352 OR EMAIL ME AT henzdanstev14@yahoo.com so that i can give you more clues on ways to invest and i will tell you the second business and the 3rd that will turn you 10million around.henry is my name.www.stonecraftfze.com is our websites.

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hello,i think you should try fish farming,cos i believe what you need to do is investing part of the money .let say 2m or even less,its depend on what you have on ground.i mean the fixed things like the land borehole etc.its could be less.for more info kfad0509@hotmail.com, and i can help you make out a biz plan on that, cheerrs

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Hi Moscovite,

I am indeed gratefull for your advice and i will adhere verily to it, again Thanks and God Bless

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Way back in the 90s this is the common story: You make your plans from abroad come into this country to setup, the combination of nepa,nitel and hungry relatives help you in setting themselves up properly instead of setting up as you planned. You continue to pour money into the venture until you are left with nothing except to run back to where you came from to begin from beginning. I was a victim and was lucky to get back because i had a brother who could pull me out of the country. I have so many friends who were not so lucky to be pulled out. The married ones ended up losing their oyinbo wives when they could not afford basic things. Of all the people posting on your topic Crazy Horse, BAC is the closest to what will happen to you if you are a first timer coming back. But you said you have been here before and its good you are seeking opinion. But seeking this opinion on the internet is even worse than getting it from your relatives or close friends (which use to be the norm in those days). While your relatives might do you in as a result of business naivety and a need to solve their personal problem (In my own case I later analysed that if i was told the absolute truth at that time i will not have released money for the venture, which in-turn meant that money will not flow to them to solve their percieved personal problems). This internet proposals could even be worse.

I truly believe that this country still needs people like you to come down with your world class experience. I think it is possible to succeed. I have since come back to Nigeria and now run my own business successfully even with the "dreaded Nigerian factor". I probably think its a mistake to have announced that you had money to bring down. Having said that I think you will need a lot of planning with very sincere people. I don't know how you will find them inthis place. You will probably bebetter off with someone who's had a similar experience. But as many have said "Due Dilligence"is key. You must come down and live and you should not make people know you are bringing in money. Try to start something with a fraction of that money and deliberately keep the rest is such a way that it is not easily reachable.

When i remember other things a tot i should have done myself then afterwards i will let you know. In actual fact there was a period in between my experience and now when i tot i should start a consulting job advising people like you. But i never got around doing it. If i had i wouldnt probably be telling you to let me recall and then advise precisely.

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Hello Davidyla n

I am not sure if my profession has any bearing on what business to get involved in but if you most know i am a maintenance engineer i supervice the maintenance of 26 bank buildings for the 3rd largest bank in the world i supervice electrical, boiler, fabric engineers plus plumbers and contractors for the bank i am very competent in building works and cutting edge finishes

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The listed reasons or points can not particualrly be peculiar to everyone or to all businesses.

Real Estate business is hard to start with 10million naira- only if you are targeting very remote parts of Nigeria.

It is realy a tough decision to take, but, I am sure, you can start some other busineses without even investing that much money, watch it grow and invest more into it along the way. If we know where your expertise is, or what profession you are into, we can also advice.

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THIS ONE IS GOING TO ROCK !

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@poster

My advice will be to go into Real Estate, but with the amount you are talking about mean you have to start at the lower stage of the market. Started the process a while back (Real Estate) and decide to have an income to support instead of using all my capital. Haulage business is good,but very very frustrating, but if you are their to run it then all better. You can then use the income to go into Real Estate. but please don't do it without you being in Nigeria, and I'm talking from experience.

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Hi Lukyme9 and others

I promise to update all you guys as soon as i land in Nigeria for the next phase of my life this will be in a few months i will definately keep you abreast concerning the business / businesses i finally decide to get into, i cannot say for certain at the moment but this estate thing is intresting.

Every thing is still in the air

Cheers

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Bac is absolutely right.  I forgot to mention Real Estate in my earlier reply

This is what I did with my husband.

Looked into some newly developing area that is not quite developed.

Bought 3 plots of land on a cornner lot and proposed major road

Fenced it round and ready to turn into a shoppng center.

Everything we do, we try to stay in our neighborhood for traffic wahala.

What ever you do you can always fall back to real estate. I learnt from my father

Don't forget, what ever you come up with,  post

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hello ,i am seun,a graduate,i will advice you to go into building a multipupose facility,not just a joint a world class joint,that has a 1500 seater hall,bar,pool,children amusement facility,and nite club .according to my own calculation and research you can rake in 400 to 500k monthly,call me for further details,i can discuss with you one on one if you dont mind.I would have gone into this business if not for the capital.08035326378,seununltd2003@yahoo.com

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People just want to believe anything NEGATIVE. If it's POSITIVE, they'll ask, over and over again.

The same answer has re-occurred more than 10 times on this particular thread.

Don't trust no one with your sweat. Come home and do your due diligence. Same rule apply in the UK, applies in Nigeria.

DUE DILIGENGENCE.

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Hello there,

I think the best advice is still in the real estate. Business in nigeria is very risky especially when you have been based in the UK for a while. You can make pretty good returns within a short space of time especially in Lagos but you have to be careful from whom you are buying from.

Goodluck.

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Hello Bac

Just out of curiosity did you get into any business back then? are you still in business now i mean in Nigeria and if not why. Would you consider living in Nigeria full time and if not why

Cheers

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My advise:

I found my self in the same postion  about 7 years ago. I am based in the UK and I need to start business in Nigeria.

Lesson number 1: Nigerian are people that have all sorts of ideas and advise, but everyone thinks about how to steal your money so be careful.

Lesson 2: Nigerian staff are very lazy. I suggest don't do a business that you have to hire Nigerians they will frustrate you.

Lesson 3: Nigeria is full of get rich quick lies. So be careful.

Lesson 4: Never do a business that requires PoWER. Nigeria is in Darkness. Most business spend all their profits on Deisel for Generator.

Lesson 5: Never do a business that requires you to move goods from one location to the other. The authorities will frustrate your efforts as they want to be settled everytime. e.g POLICE

lesson 6: There is something they call Nigeria factor: What this means is that, be prepared to lose all that money, make sure it is cash your life does not depend on. Why did I say that? No standards in the country, there are a lot of disorderliness, A lot of people use their creativity to tell you why things don't work ,  and don't forget NO GOVERNMENT SUPPORT. Insurance in the country is a taboo,

My advise: Put that money in real estate and continue with what ever you are doing. Add more investment properties as you can along the way,

So take care and Good Luck.

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Magazine Publishing is the Best way to go.

reason: Freedom, More profitable and reliable

and the list goes on.

See website for details: http://nextpublisher.com/list.html

Shina

Basic Network

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Hello Larez

Its good to hear from some one who has done what i am just about to embark on i will look into going to Nigeria more often this same advice about been on ground has surfaced on this tread a few times i will run with that send me your email so i can be in touch

Cheers

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It was kind of funny reading through the responses and Krazyhorse's replies. Damola seemed a little too aggressive with high promises while some others didn't even sound like they could manage a hen coop. I am sure Krazyhorse is having fun watching these people salivate over ways to win him over to hand them their cash. I returned to Nigeria a little over 2 years ago from the United States after living there for over 25 years, and I have found the country interesting. It has taken me all of that time to recognize a business that I can get into with the least hassles of the Nigerian factor. One thing for sure is that corruption does not only belong in the public sector, but also very alive in the Private as well. I will suggest that you take your time returning and visit for like a month at a time. See for yourself that you even want to bring the money home to invest. It may take a while for you to get a grasp of the reality on the ground.

Goodluck.

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@crazyhorse

Dear Brother, your dilemma is what most guys out here go through. No one wants to go back and be nobody eventually. Nigeria is like an ocean if you dont live there. You just do not know where to start. It happened to me but like somebody said, what I did was make a research establish a business and follow it up with constant visits. There are a lot of business that are hot in Nigeria but the truth is, you wont be able to make a big turn over in any line of business in Nigeria unless you have somebody on ground, unless they know you and unless you know what's what.

With the money you have , you can be an importer and more than tripple your money in one year. So, leave your money in bank, find out the business you like to do, go into that line, find a distributor or distributors, get the samples that are going well, come to China. If this goes down well with you I can give you two or three lines of business you can look into but then, its something you have to do by yourself. You need to be involved. I believe in doing it myself. And, dont be in a hurry unless if you are no longer working and you are spending from the reserve you have. Furthermore, I will suggest that anything you are going into, start with 30% of your worth, and leave the other 70% as a fall back.

Somebody said earlier that if you have a family, that will factor into your consideration. I say yes to that. If you have a trusted member of your family that can be on ground for you, its always easier.

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10 years abroad looking for stressless business.

There are a lot of businesses you can do without stress and with less capital. however, I have a list of such businesses. If you care to know send for free information to my email(serifshorg@yahoo.com) or call me on 08034408027. best of luck.

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@Pennywise, What is plant hiring, I'm kind of interested.

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Hello Brother,

I have lived in Naija all my life and had an opportunity to travel out. One of my hubbies is researching business opportunities. I'll say people have given good advices here and everyone's advice shows how deep/shallow, far/near sighted the individuals are (Some are greedy and some others is "gimme your money" LOL)

Looking at the investment climate of Naija, I won't advice you to do the popular things in Naija. I have come to believe that we love to "wonder bank" any industry that booms in Niaja. I honestly feel the craze for the real estate market will soon crash.

My advice is this: You have lived where things work and here things don't really work yet but we yarn for them to do. If you do anything, even if it is to sell pure water or clean toilets, once you can put a touch of excellence to it, you are bound to make it. I advice you to seek something being done excellently where you are and think of how to replicate it here. If you don't have a long time to prepare before you start up as you colleagues who live in diaspora suggest, I suggest you look for a good franchise and purchase - an international one won't be bad.

I have heard many say Mc'donalds don't want to come to Naija, but I say it is a Big Lie. I think every business will like to come here cos we have population and they can make good, clean money here. The ROI all these foreign companies make here is not comparable to what they do else where cos of our number.

So, look for something you like to do and you can change here. Something you will easily retain your passion doing, come solve a problem at home and make good money while you do that. Don't hide the good news when it starts to happen for you so others can be encouraged to do the same and our country can be the envy of all again

All the best

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Hi Luckyme9

Just cannot help myself but got to say thank you for your invaluable advice God Bless You

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Hello my brother,  this is my advice, and it's totally from my own plans that I've been researching for a while now.

First of all keep your money in the nigerian banks.  At least two seperate banks that yeald some reasonable returns.  Travel to Nigeria if you can afford at least six weeks at a time.  Go to places of interest; I'm sure by now you would have had one or two interests.  Mingle with the real people in those areas.  You are the only one who know how hard you worked for your money, so put pride aside and think deep.  If you have family that will make a big consideration. I mean kids and wife.

For me I've livedin the US for the same 10yrs.  For past four trips I've taken to Nigeria, I've decided to open a big pharmacy in my neighbourhood.  Many say "what are you talking about,  but non of them will help me put food on the table or replace my ride when needed, that's why I said to put pride aside.  Plus I'm a woman, I guess I can get away with that. So I'm spending my last few years here working part time in a pharmacy to get the real inside scoop of how I can bring change to Chemist industry like Barack brings change to American politics, "LOL" while I'm bussy shipping home some valuable equipments.

So, if you still have time try something like this, you will not believe what I've been able to put together.  Imaging putting N5m what of meds and household goods in a huge shop that I have planned out at the bottom of my house. Which is to avoid Lagos traffic headache.  I can't wait.

What ever you decided remember to feed us back so we can patronize you

Good Luck

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Hi Martho

Thanx for the encouragement its nice to see some one who knows and understand where you are coming from your advice is well taken

Again to all who have given advice on this thread THANK YOU AND GOD BLESS keep the advice coming because i know i am not the only one abroad coming home asap and they all will benefit from this forum

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Apologies To Crazyhorse

I am sorry for having spoken rude to you.

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my guy,u should know better,go back home and study the market.it is difficult to make money these days,u know how we suffer here in europe,but first keep it in fixed deposit for at least one year.dont rush into anything,and dont mind the foolish guy that is insulting u about how much u have made.if it is easy, let him come to europe and try.goodluck.

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Pls be patient and study the ground well, so that you will not misfire.

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Invest your money in Real Estate and Land Investment, if you are patient enough you will get good returns.

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Hello Alert Solution

What is this business in which one can make it in one month, am not trying to sound sceptical but no one makes great turn over in one month if its possible every one will be doing it if you can please give a break down of this wonder business i will be greatfull

Cheers

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hi how are u well i will tell u taht there a lot of business u can do that will make u to make it within one month even u will not even going back to abroad again YES THIS IS REAL my brother u have every thing with u this business am talking about is a Godly way business not a bad way on ok if u know u will be pure and trustworthy u will make it within a month. for more info caontact 08072123707 or richsolutionalert@gamil.com

thanks

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Why waste your time?Real estate is the best form of investment right now.put away your money for like two years and you can rest assured to make close to or if not more than 300% profit on it.Classic example,a friend of mine bought a plot of land in May,2008 at Riverview estate for 2.4m and sold that piece of land 6 months later,precisely 1st week in October,2008 for 4m.Over 50% ROI in 6months.Another classic example,my older brother bought a plot of land at Maple wood estate Oko oba on which he built his house in 2004 for 2.5m,a plot of land in Maple wood estate in year 2008 is being sold for 16m.Think what you can achieve with the resources at your disposal in two years time.When you eventually make your 300% or more ROI after two years,use half of it to buy two petroleum tanker heads and start oil and gas haulage and marketing business.With these two businesses,you can never go wrong for as long as God is with you.Kapish

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Here is my advice for you:

In the world of business, capital is the first most essential factor and I can see you have got it in plenty.

But,having the capital is just an assurance that you could start a business.It's not an assurance that you will make it in business.

Having money is one thing;

Keeping money is another thing;

and using money to make money is the most important thing-That is the only way to get rich.

The first thing to do is to learn from my business/Investment mentor-"ROBERT KIYOSAKI" by reading just these three books:

RICH DAD,POOR DAD - Teaches you the difference between assets and liabilities.

CASHFLOW QUADRANT - Teaches you the 4 different type of people in the business world,who they are; and which you have to become in order to be rich.

GUIDE TO INVESTING - Teaches you how to move from being an Employee(in UK) to an Investor(when you come back to naija).

This advice is borne out of my personal encounter with the wealth of knowledge in these books.

Robert Kiyosaki is a business man and Real Estate Investor in The States.He created a 10 year financial plan for retirement and retired after 9 Years with more than $100,000 in income at the age of 47.Today his annual income is in the million of dollars and counting,

Personally,after reading through eight of his books,I have written a financial plan to retire at the age of 38 with an annual income of $2million by the year 2020.Anyone who has not read the books,would say I am thinking the unthinkable and impossible,but,after reading them you would know how I was able to arrive at that.

I am Jack Onam and I stay at Kaduna,Nigeria.You may contact me using nairaplusblog@yahoo.com or 08073293618.ONLY FOR ADVICE.I am busy now.

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No one can tell you the business you should do. You are the

one to determine that.

There are many factors you should consider though. . .

- You interest

- The demands of the public

- Your experience

- Your target

And more. . .

Whatever you do, make sure you're in control.

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Get a cement distributorship.

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Healthcare is an emerging area that a SOLID investment guarantees lifelong rewards.Consider setting up an average hospital(not necessarily state-of-the-art) say in Portharcourt and employ qualified manpower and see how you'll[b]' rest'[/b].You can contact me on karl_ken2001@yahoo.com.

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GENERGO,

Seems to me like you have not gone through the all the contributions before adding your bit, i have written earlier that i am not intrested in any training except its in line with an investment that i want to go into.

You said that i may not be geniue, can i ask what gives you that idea i started this topic not to con any one but to get advice and nothing else can you tell me why that amounts to ingeniuity

Just like to say another thanx to all who have took time out of there busy schdule to contribute positively

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dont trust dami or crazy horse one of them is not genuine.

I do forex trading i can train you crazyhose, u cant scam me if u try ( at least for now).

Come for training, you will be glad you did.mail ehius78@gmail.com

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I think the best business to do with the money is computer accessories, it moves very well in Nigeria and gives a better turn over.

It actually depends on where you are located, you can become a distributor to major importers like compuleb or coscharis etc.

or you can import from china or Dubai.

The business has really a great turn over because people assemble computers all time, an individual can walk up to your business and shop for accessories worth of assembling five pc, if you are a distributor, many people from North or other part of Naija can buy from your shop.

Am in the UK, So if you need further info, write me, I also import some thing to Naija from here.

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crazyhorse.

If there's any possibility at all of lending out your cash with back up security over a short period of time like 3 months, will appreciate you get across to me: damola@damola.com or you can call SSM UK, Tel: 0 207 7887990, and ask them to hook you up with Mr. Adeola.

2. my advise of you coming home, taking a break, and looking around as if nothing dey pocket would most likely work.

And forget that dude, Nigeria needs your money badly, we welcome you wholeheartedly, we value you even thinking of coming to invest in our country. We love you and look forward to your investments. Go to the job session and see for yourself.

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Hello Bigmodo

How can one be so rude, you dont know who i am yet you call me all kind of insulting names like "gay Bottom" It tells me what kind of individual you are

I am proud of my achievements which i don't have to share with you this is based on hard work and Gods Blessing every penny i own is worked for and am proud of that.

May be you do not understand this topic its about contributing to how to turn over 10 miillion naira and not about been rude and cursing one another

For your information i was born in the UK and i came back 12 years ago and yes i do have a bob or two please i beg of you BACK OFF

LADIES AND GENTLEMEN IF YOU CAN PLEASE IGNORE MR BIGMODO AND LETS GET BACK TO THE TOPIC ON GROUND THAT WILL BE GREAT

CHEERS

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You want to return to Nigeria because of the recession happening now in Uk. Better keep your gay Bottom right there in Uk. We don't need you in Nigeria. OK? Naija returner, abi were you deported? Better tell us the truth. So you want to tell me that all the years you've stayed in Uk you are able to make just 10 mill. Have you been freaking with those white Bottom good for nothing ladies? Oh boy! stop disappointing me. Speak maturely. No wonder they call you crazy horse cuz you are crazy.

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Do you believe i God? pray to God to direct you.

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how about investing in the entertainment industry? its a sector that has little stress and really lucrative. what line exaclty of entertainment? we can talk on phone if u dnt mind. 08057177331

anytime, i will welcome ur call.

or text

thanks.

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As a trader, there's always need for expansion.

My trading company with a staff base of 14 people has been in business for over 5years, will need extra cash to push into the Nigerian market for the holiday season.

With a minimum of at least: N500,000, and no maximum, even a Billion is welcome. We offer you a 15% interest over a 3 months window for your investment. We will provide gurantee of funds, and that can be done through our lawyer and can also prove wise handling of your cash.

Interested parties can call: damola on : 080 536 18 904 or damola@damola.com

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