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Urgent! Recent Uk Student Visa Refusal Letter: Way Foward Pls?

Hello Akolawole,Londoncool,Mr pataki,VOR and everyone in the house,

I just got refused a uk student visa with the following reasons as stated by the ECO,

The cost of your tuition,maintenance and accomodation is to be borne by your sponsor and you have submitted evidence of how your studies in the UK will be financed including photocopies of bank statements and a letter from your sponsor offering finanacial assistance.However the bank statement you have provided in support of your application is not in your sponsor's name and you have not produced satisfactory evidence that he/she has access to these funds to pay for your course and adequately mainatain and accomodate you whilst in the UK.In any event,in a society where forgery is endemic,photocopies of documents are of little practical value in reliably establishing bona fides of an applicant or their sponsor's circumstances.Therefore I am not satisfied this represents a genuine and meaningful offer of sponsorship and that these funds would be available to meet the costs of your studies,maintenance and accomodation in the united kingdom.

The educational establishment in the UK has stated that the cost of your tuition fees for one year is £3,900.British council guidelines suggest students require between £5,500 and £7,500 coveriung a nine month academic year for maintenance and living expenses in the UK and this assessment is based upon 2004 prices.This brings the total  cost of your studies in the uk for one academic year to £11,400.Your sponsor's financial documents do not satisfactorily confirm that you have sufficient funds to cover the cost of your studies in the UK and adequately maintain and accomodate yourself whilst there.If I am to accept the photocopies of the company bank statement as evidence of funds,I note that as of 29 september balance was N538653(£2244).Furthermore,I do not find it credible that your sponsor is willing to spend so much to finance your studies in the UK.You have not satisfactorily demostrated that such expenditure is comensurate to any benefits to be gained by your sponsor in doing so.Nor have you provided documentary evidence to show how you are related to your sponsor.

The documents that you have submitted with your application suggest that you will be accomodated by your cousin in the Uk,however you have not submitted any evidence that there is adequate accomodation available to you.Nor have you submitted evidence of your relative's immigration status in the UK or evidence that you are related as claimed.

Your account of your personal,economic and social circumstances and how you will ultimately make use of these studies and any qualification you might gain does not satisfy me,on a balance of probabilities,that you intend to leave the United Kingdom on completion of your proposed course.

Please I need your evaluation on this refusal letter asap so I will know what to do before I reapply and your contributions to its reapplication, or what next do i do?

Thanx

Omojeje

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73 answers

When applying for UK student visa people have to submit certain documents. However, for Nigerians there is a second list of docs to provide. They are called the supporting documents and they should produce the proof of you having enough money to last you for the year in UK and to cover up your tuition costs plus your accommodation and other costs while there. If you have those funds on your personal bank account, you can easily prove that. However, if you have a sponsor or sponsors (parents, other relations, other people willing to pay for you), you need to prove that they have the funds and are willing to spend them on your tuition and costs. You need to provide document about the funds being set on their bank account and their written letter proving they would sponsor you and they are related to you. Only in this case you can hope to be approved and receive the study visa to UK.

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I really enjoy this forum. I need to know how long it takes for UKBA in Abuja, Nigeria, to respond to student visa application submitted in 3rd of July, 2012. Has anyone been issued student visa in June and July, 2012?

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IN SUMMARY: Where you are using a sponsor , u need more documentary evidence and u need to convince them beyond reasonable doubt. Also, they will look at the course ur going to study and ur past school qualifications to see whether there is the likelihood of u coming back to Nigeria. Eg, somebody who read law in nigeria but wants to go and study fashion, they may not be convinced that you have strong ties to come back to nigeria. In my case, i read law in NIgeria and I've been working in law firms since i finsihed school and now, I'm doing an LLM.

Final note, if u still aren't sure, just go thru a representative.Eg, PFL, BCIE, ETC. Although it may come at a fee, it will definitely be worthwile.

Wish u all the best and God's favour.

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But there will be instances where one can't afford to pay all of ones tuiton fees, you can pay part of it. But NOTE THAT IF U HAVEN'T PAID ALL YOUR TUITION FEES, YOU WILL NEED TO HAVE MORE MONEY IN UR ACCOUNT TO SHOW THAT U ACTUALLY HAVE THE BALANCE OF UR FEES PLUS YOUR LIVING EXPENSES FOR THE DURATION OF YOUR COURSE.

WHERE U ARE USING A SPONSOR, YOU NEED MORE DOCUMENTARY EVIDENCE. Examples; if u are using your parents, you need to put ur birth certificate and evidence that you guys are related. Also, if you are using their bank statement, you need a letter from them authorising you to use it and also that they will be responsible for your fees and living expenses.

Where you are also using relatives who already reside in the UK for accommodation or whatever, you need proof to show how you are related to the person, how the person got into the UK, whether legally or otherwise. Trust me, they investigate all these things, even the money in ur account.

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I got my student visa on wednesday the 28/9/11 and I'm currnetly in the UK now. Here is how i went about my application. My parents are my sponsors but this is the way we went about it:

1. I paid all my tuition fees before i appplied for visa.

2. The only money i needed to show was my living expenses which was about 1.5m. That amount was put in my personal account for about thirty somethind days. Mind you, even when my application was pending, I didn't touch the money. The money belongs to my parents but it was put in my personal account for visa purposes.

3. I put the original bank statement of my personal account and my original credentials as listed on my CAS statement in my application.

4. I put a persaonal statement as to why i intend to study in the UK, and why I chose my particular school. At the end, i stated that i intend to come back and practice law in nigeria

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Will his nationality change when he gets to Malaysia? You really know much abt UK visa

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Omojeje the best advise i can give you is to reapply or try to get to malaysia then apply there for uk study visa

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hey,I am going for a month to london summer school,lse.I already paid my tution and accomodation fees,but my sponsor is my uncle i.e my mothers cousin elder brother,how will i be able to show the relationship,is it that important ?

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hey,I am going for a month to london summer school,lse.I already paid my tution and accomodation fees,but my sponsor is my uncle i.e my mothers cousin elder brother,how will i be able to show the relationship,is it that important ?

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Another thing is the refusal in 2009, if u have been involved in 'account building' crime then its most likely that u have been banned for 10yrs.

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Dear Sir/Ma,

My student visa was wrongly refused on issues i don't know anything about.My CAS ECO COMMENT WAS CLEARED,MY ACCOUNT ECO COMMENT WAS ALSO CLEARED.I WAS TOLD I HAD AN INETRNATIONAL PASSPORT WHICH WAS ISSUED 2004 AND THAT I USED IT TO APPLY AT THE UK EMBASSY BUT THERE WAS NEVER ANYTIME I WAS ISSUED AN INTERNATIONAL PASSPORT BY THE YEAR STIPULATED.MY VERY FIRST PASSPORT WAS ISSUED 2007,AT THE IMMIGRATION OFFICE HERE IN NIGERIA AT IKOYI,MY FIRST APPLICATION TO UK WAS 2009 WHICH WAS REFUSED BECAUSE I WAS TOLD MY ACCOUNT WAS ARTIFICIALLY INFLATED THEREFORE NOT SATISFIED,NOW IN 2010,I APPLIED FOR STUDENT VISA WHICH I MET ALL IMMIGRATION RULES,NOW QUOTING PASSPORT I DON'T EVEN KNOW ANYTHING ABOUT THAT I WAS ISSUED IN 2004,THIS WASN'T ME, MY VERY FIRST INTERNATIONAL PASSPORT WAS ISSUED 2007.I'M REALLY DEPRESSED RIGHT NOW AS I'M SUPPOSED TO RESUME AT MY LATEST JOINING DATE OF JAN,31,2011.I MADE AN ADMINISTRATIVE REVIEW,GOING TO 3 WEEKS NOW,HAVEN'T HEARD FEED BACK FROM THEM WHAT CAN I DO AGAIN?

THANKS.

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With due respect, your application from what you have stated is fraud ladden, jus hope you've not been banned. You really need to talk to those wh guided you in completing your application cause they made a real mess of it. Can for a moment listen to yourself children born 15/11/, Years ago having a birth certificate with serial numbers following each other. Common wake up and sml the coffee, that's obviously not a neat job. Well try an appeal and see how it goes. Wish you a best of luck.

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hey all,

who has been successful then with fixed deposits?

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why not just wait for 28 days and then apply with your dads current account. Anything worth doing at all Is worth doing/planning well. 28days is barely three weeks from now and most schools do not resume till september .

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thank you all so much.my dad did this because un agency told us the embassy doesnt accept investment accounts so he should transfer it into his current account for me.he had 50,OOO USD IN THAT ACCOUNT which matured on 30 june. we got a letter from the bankin support of this. my dad has another fd account with another financial ins where he has about 20,000usd. i also have my own ststement with about 5000usd.

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It is different with fixed deposit statements. Usually the statements always carry the maturity date for the fund.

If the maturity date is before the application date, the embassy will expect a letter from the bank stating that the fund has been rolled over.

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I do not think it has expired. You can present the bank statement to the bank within one month of collection from the bank. .

So for example if the statement was printed on the 1st of july, you have still the 30th of july to present this to the bank. .

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hope the fixed deposit tenure in the statement has not expired already?

and you have to pray/hope, that the embassy doesn't call the bank to find out the current state.

Your dad shouldn't have done anything to the fixed deposit till you finish your application process.

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no. do not submit the new one. or else they will refuse you based on the new bank statement and pretend they didnt see the fixed deposit account statement.

so just submit the fd bank statement before the money was discounted. make sure your dad writes a letter saying he is your dad and the financial sponsor of your education and that he is in full support of your quest to study abroad.

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thank you very much. i stil have his personal statements and fd accounts statements before the money was discounted. should i submitt that one,or i can submit the new personal bank statements together with the fd accounts statements

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if you do that your application will be refused. and that is because the moni has not been in your dads current accounbt for 29days. .

you had no reason to cancel the fixed deposit. i will suggest you print the statement of the fixed deposit (investment) and use that to apply. afterall the money haas been in the account for 91days which exceeds the 28days required by the embassy.

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I will like to make a few enquiries about my visa application

About proof of maintenance, my father is fully sponsoring my studies. He has provided me with the following as evidence of ability to sponsor me

Personal bank statement

short term roll over fixed deposit(91 day) investment statement

Fixed deposit (91 day) investment

My father has written a letter to his bankers to discount the investment and put it in his current account for me which they have done. Discounting is done with just one days notice .A copy of the letter of instruction was given to me yesterday. Even though the money hasn’t been in his personal account for 28 days, can I still apply considering the fact that its an fd account in his own name with the same bank where he has his current account ?

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TO kinol:

I think the way forward for your appeal  is to reply and have it processed at the British Embassy in Nigeria yourself and your brother can do the follow up in UK. Although, I do not think there is much to do in the UK(Home Office) as the main job is to be done in Nigeria(British Embassy). I have been in the UK for more than 10 yrs now and i have seen and heard of different stories of how people have been given visas and how they have also been refused too.

First of all, the amount you claim to have in your a/c does not mean you can be trusted. 1million Naira is £4000. If you claim you earm 45k, that is less than £200. so they might find it hard to believe you not coming to the UK to work,   Basically, I would advice you to try these: 100% genuine documents that can be verified, good follow up and advice b4 submitting,  good back up sponsor, document to follow up from your brother (only if he is legal in the UK), document from friends in the UK standing as guarantor that they promise to ensure you going back to Nigeria. With these, they should have no reason to refuse you. I know these might have sounded silly or unnecessary but the british embassy believe they work by the book which they dont. They silly and senseless but u just have to play along with them. I know how the situation is in Nigeria but the best is to get the visa 1st and you can then have your plan B to play with. (if you intend to stay in the UK which most Nigerian do, make sure you keep things legal bcus the UK aren't easy to beat anymore. If you need more advice, you free to reply here and i will respond as soon as i can. Its all for the future and i wish you luck in ALL.

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There is a thread on UK appeal. Go through it, am sure you will get all the information you need. You can also ask your question there. I have never handled an appeal, so i wont be certain of the procedures. But the much I know is that you are the one to innitiate the appeal and your brother will follow it up.

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Partner with BHC I think. VFS can't even guarantee you a visa not to talk of your so called PFL.

ROTFLMAO

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A mistake was definately made. 1.8M will give you more than ₤6,000

You should get a call up.

Good luck.

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You made a mess of your application by stating that you earned 45k a month. You need to include souces of other income. Stocks etc.

45K a month is also sending a signal that you might not come back. Just find a way to include income from other sources.

Sure You can appeal. You can win.

best luck.

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You earn 45k a month and you had a savings of 1 million naira is that correct, if thats the case, thats harsh oh!

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Guys,

Please I just got a refusal on the ground that I have too much money on my account (1M). I have applied for a visiting visa to be financed by my brother in uk. I 've included my salary account, letter from employer, letter of employment, my stock transaction details net worth about 850k also the account with 1M. My brother has also supplied all the necessary document required. But the reason for the refusal was that my salary of 45k does not justified my bank statement. I have stated in my application that I have been working for more than six years and I do not have any responsibilities hence the 1M balance has been my saving from all source of income and also saving toward my MSc in the nearest future.

I am thinking of appealing but I will appreciate your advise on this. Also can my brother do the appeal on my behave in Uk?

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@walesbanks : Go Bleep yourself

@ru bebe : I think the ECO that refused you was sleeping when he/she assessed your document, You have a chance of getting your visa jaree. I wish you the best

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U don't have any good advice, pple like u are the reason why Nigerians are not been trusted. Stop doing this.

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thanks joxiri, niggar is so desperate, u know wot i mean

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jay jay cee never do another passport or else you will be banned, whatever you do make sure you keep using the same passport, if you go back with legit documents you will get your visa one day

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justwise & funkybaby, pls i need ur advice,

1. is it advisable to reapply again later (when 6months, 1yr, 2 yrs?) to UK when ECO hav issues with my docs

2. can ECO officer decision affect my application in another EU embassy?

3. can i jus do another passport, since they hav stamped my current?

jayjaycee

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I think with visa applications you just have to make sure you use genuine documents and be honest, so you always stand the chance in an appeal if you are honest i believe you will always eventually get a visa, obviously its always good to have close family ties with the uk which gives you a 60% chance

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They said the truth. you didnt package it well. That is why you need to seek the advice of an experienced agent b4 applying expecially for student visa. you made the flaws. I cant really explain all the lines now coz of time. you can see me if you care. wales08@yahoo.com

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Hi fellas, i got refused of my visa applct on a note wasn't relevant at all,

    ECO COMM: u've paid your tuition fees in full and u're  required to show u've₤5400 for your maitenance, of which u paid ₤300, for accomodation,  u've submitted your bank statement with a closing balance of N1802111.00/₤4253.80, i'm satisfied that u didn't meet with the required level of maintenance, so i refused your applicatn under paragraph 245zv(c) of the immigration rules,  But as for the 30points, it was clearly claimed, in what exchange rate that N1802111.00 can't buy more than ₤5400 4 GOD sake help me look into dis nd reply plsssssssssssss,  I've already submitted an administrative review nd also expecting their call up'' pls your comment is welcomed'',  THANKS?

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funkybaby, ur comments has further cleared my ignorance,

but i had prided myself intelligent and resourceful, now i hav flunked a woeful F+ in this university of life,

anyway my prof. back then in uniben used to tell us that the most intelligent people

possess a certain percentage of downright foolishness,

from comments recvd so far,, this is not a quick fix thing, i will now set out to procure the documents from the right sources,

i really hav to thank you guys, as i am now finding my way out of the maze i found my self yesterday,

further comments will be greatly appreciated.

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i agree with justwise

your application seems rather desperate

why go to v.i local government to get ''registration of birth'' certificate for your kids? were they not born in hospitals? what happened to their original birth certificates? its only normal for the embassy to raise an issue on this. BTW: are they your kids or you are helping some relative?

regarding your marriage certificate, what happened to the original copy? if its missing, then you are to get a police report, affidavit and maybe some paper work from ikoyi registry but i doubt if you will be issued another marriage certificate.

regarding your tax clearance, walk into any branch of first bank. i will recommend a ''big branch'' of first bank and explain to them that you want to pay your taxes. lagos state government has been the whole thing really easy. in a week, you should get your tax clearance certificate. original if i may add.

i do not think its a good idea to use a company bank account statement to apply for a visa. its usually a refusal. its best you use your personal bank statement and then use your comapny statement to support it.

a trick around the tax clearance bit is to pay personal income tax and not on your company's earnings.

finally, how did you come about the ''fat millions'' in your domicillary account? there must have been a source of the income. if you are trading in anything, include copies of invoices, bill of lading or anything to show how you came about the money.

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Good luck, just take ur time and pay attention to details, u can do it.

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thanks a million, i will do just that

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If u got a job then your comany finance department will lead u through the process of obtaining tax clearance or u pay inland revenue a visit.

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thanks a million for your comments, they say ''a problem shared is half solved'',

do u hav idea how or where i can procure acceptable birth certificates for my children? They were born in Lagos.

Can a cover letter from the ikoyi Marraige registry explaining reason for issuance of the recent certified true copy suffice?

What is procedure for obtaining personnal & company tax clearance?

i will appreciate if you could avail me with helpful tips, so i can arrange this paperwork my self,

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just received a refusal of UK visit visa cos,

1. birth certificate of my three kids for ages 15/11/6, which i recently got from V.I local government has consecutive serial numbers

2. certified true of copy of my marraige certificate is too recently issued 2009, whereas my marriage was consummated in 2000

3. There is no payslip or tax clearance to substantiate my fat bank statement & my fat domicillary account, even if i am the CEO of my company, with a also fat balance statement,

Since I am jayjaycee on this 'Runs', i paid a responsible & respectful looking international immigration consultant lady with an impecable website a whopping 90k to guide me in making this application, she did not pick my call when i intended to inform her of the refusal, though i sent her a mail, i have not gotten a reply yet,

please could someone give me a clue how find my way out of this maze

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just received a refusal of UK visit visa cos,

1. birth certificate of my three kids for ages 15/11/6, which i recently got from V.I local government has consecutive serial numbers

2. certified true of copy of my marraige certificate is too recently issued 2009, whereas my marriage was consummated in 2000

3. There is no payslip or tax clearance to substantiate my fat bank statement & my fat domicillary account, even if i am the CEO of my company, with a also fat balance statement,

Since I am jayjaycee on this 'Runs', i paid a responsible & respectful looking international immigration consultant lady with an impecable website a whopping 90k to guide me in making this application, she did not pick my call when i intended to inform her of the refusal, though i sent her a mail, i have not gotten a reply yet,

please could someone give me a clue how find my way out of this maze

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Dear Bimi47,

in regards to the comment you posted above, do you mean you only realised your error now? Or does your passport/documents provide a date of birth that is not accurate? All your documents should show the same date of birth from passport to WAEC, transcript or any other document that displays your date of birth including the application form itself. Having some form of discrepancy in something as simple as your own date of birth may result not only in a refusal of student visa but a ban against applying for a visa for the next ten years due to FRAUD. Even if it was simply an honest mistake.

Unless by miracle the UKBA does not see this your best alternative to a rejection right now is if they allow you to conduct administrative review due to this error. They may be more likely to accept this is an error (or even dismiss it themselves) if it was obviously an error due to the date format being impossible. For example you are supposed to write your birthday is 23/03/1980 in dd/mm/yyyy format and for example you write 03/23/1980. Since there is no 23rd month and it closely resembles your actual date of birth they may assume it is an error and dismiss this without explanation or accept your explanation or if you write 23/03/2009 which means you are less than one year old they may also find this a reasonable mistake based on the fact you had a lapse in attention. Or perhaps you write the actual date of application they might see you misread the question.

However, it is clearly stated that you are supposed to read the application form and fill it yourself and you have signed the application form stating everything is true. They may reject you even if it was an obvious mistake (they are not supposed to use their common sense but follow procedure rigorously) such as the examples listed and have no obligation to accept your administrative review request as the mistake is not theirs. The fact that you are a Nigerian already makes them suspicious, unfortunately. I wish you all the best in your application process. Just hope they don't state fraud as a reason for refusal and then you can make a new application. But if you actually did fake your D.O.B. at some point in your life, I would not even advise you to apply again before seeking professional advice.

All the best.

Regards,

DegreeAngel UK Ltd

http://www.degreeangel.co.uk

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i think i made a mistake with my date of birth in my application . not sure though

what would be the implication.

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donbe frustrated whatever happens but they are bigger scammers than 419 they waste people's money and energy and at the end no UK education some more enlightened nigerians have realised they are full of shyt and dont even bother with them and will rather go to praivate uni's

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The British Embassy personnel mostly are not doing what there suppose to do because Just like what the scriptures says "The have the form of godliness and the deny the power thereof, " They have refused me before on year 2005 with 2 silly excuses- that my WAEC was counterfeit and my sponsor's account of 17M cannot sustain me,which their claims are all silly,baseless and useless. They keep on making money from us through the application fee which the made nonrefundable and frustrate peoples life with their trivial reasons. I pray that God will help them or judge them.

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Below is the reason for my refusal by the ECO

The cost of your tuition,maintenance and accomodation is to be borne by your sponsor and you have submitted evidence of how your studies in the UK will be financed including bank statements and a letter from your sponsor offering finanacial assistance.you have not produced satisfactory evidence that he/she has access to these funds to pay for your course and adequately mainatain and accomodate you whilst in the UK.Therefore I am not satisfied this represents a genuine and meaningful offer of sponsorship and that these funds would be available to meet the costs of your studies,maintenance and accomodation in the united kingdom.

The educational establishment in the UK has stated that the cost of your tuition fees for one year is £1,500.British council guidelines suggest students require between £5,500 and £7,500 coveriung a nine month academic year for maintenance and living expenses in the UK and this assessment is based upon 2004 prices.This brings the total cost of your studies in the uk for one academic year to £9,000.i am therefore aware that a deposit of £750 has been made.Your sponsor's financial documents do not satisfactorily confirm that you have sufficient funds to cover the cost of your studies in the UK and adequately maintain and accomodate yourself whilst there.I note that as of 29 August balance was N219000(£867).Furthermore,I do not find it credible that your sponsor is willing to spend so much to finance your studies in the UK.You have not satisfactorily demostrated that such expenditure is comensurate to any benefits to be gained by your sponsor in doing so.Nor have you provided documentary evidence to show how you are related to your sponsor.

These are some of the reasons why i was refused. but i submitted a stock assest valued for 17million and it wasnt taking into consideration. but i am planning to reapply by next week. what advice can you give to me cos my father has already sold some of the shares worth 1.5mil and i m going to use his saving account which is like 1.2mil. what adivce can you give to me. i need it urgently. also i made mistake by not submitting my waec certificate which i ve collected now so i will be submitting it along this time around. i need your opinions

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